Seniors | Begins at age 65 in all provinces |
No consistency across provinces as to whether coverage plans involve a premium, a deductible, user copayment, and a maximum beneficiary contribution |
Working non-seniors | Catastrophic drug coverage (ie, a cap on the financial burden a family incurs for requisite prescription drugs) in all provinces except Alberta and the Maritimes |
Eligibility requirements vary among provinces |
Cost-sharing strategy for each province calculated according to number of family members in a household |
Monthly or annual maximum contribution from beneficiaries in some provinces |
Beneficiaries can combine provincial drug coverage with work benefits in cases in which work benefits do not cover 100% of costs |
Non-senior social assistance recipients* | All provinces provide drug coverage to social assistance and provincial disability benefit programs |
Variations exist among provinces regarding copayments |